[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.michnov.cz\/inflace-stovky-a-roky\/#Article","mainEntityOfPage":"https:\/\/www.michnov.cz\/inflace-stovky-a-roky\/","headline":"Inflace, stovky a roky","name":"Inflace, stovky a roky","description":"Nen\u00ed to ani tak d\u00e1vno, co se na \u010desk\u00e9m internetu spustil unik\u00e1tn\u00ed projekt Zonky, kter\u00fd poskytuje platformu investor\u016fm pro P2P p\u016fj\u010dky, kdy lid\u00e9 sep\u00ed\u0161\u00ed, na co p\u016fj\u010dku cht\u011bj\u00ed, domluv\u00ed si s port\u00e1lem \u00faroky apod. a svou nab\u00eddku posl\u00e9ze daj\u00ed na \u201etrh\u201c pro investory, kte\u0159\u00ed si jej vybrat m\u016f\u017eou anebo nemus\u00ed. Nelze ani tak spekulovat o … ","datePublished":"2023-06-09","dateModified":"2023-06-09","author":{"@type":"Person","@id":"https:\/\/www.michnov.cz\/author\/#Person","name":"","url":"https:\/\/www.michnov.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/7726f7b8e3ba8979c4cf2ad896cb2e8cc05af8ceb17ce4fb40617b72e0be53b4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/7726f7b8e3ba8979c4cf2ad896cb2e8cc05af8ceb17ce4fb40617b72e0be53b4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"michnov.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.michnov.cz\/wp-content\/uploads\/img_a318751_w2342_t1529610953.png","url":"https:\/\/www.michnov.cz\/wp-content\/uploads\/img_a318751_w2342_t1529610953.png","height":0,"width":0},"url":"https:\/\/www.michnov.cz\/inflace-stovky-a-roky\/","wordCount":420,"articleBody":"Nen\u00ed to ani tak d\u00e1vno, co se na \u010desk\u00e9m internetu spustil unik\u00e1tn\u00ed projekt Zonky, kter\u00fd poskytuje platformu investor\u016fm pro P2P p\u016fj\u010dky, kdy lid\u00e9 sep\u00ed\u0161\u00ed, na co p\u016fj\u010dku cht\u011bj\u00ed, domluv\u00ed si s port\u00e1lem \u00faroky apod. a svou nab\u00eddku posl\u00e9ze daj\u00ed na \u201etrh\u201c pro investory, kte\u0159\u00ed si jej vybrat m\u016f\u017eou anebo nemus\u00ed. Nelze ani tak spekulovat o tom, \u017ee je to jeden ze zp\u016fsob\u016f, jak si p\u00e1r stovek vyd\u011blat a mo\u017en\u00e1 to m\u016f\u017ee b\u00fdt i sranda, av\u0161ak jedn\u00e1 se zde o men\u0161\u00ed probl\u00e9m \u2013 v\u00fdd\u011blky za rok jsou prost\u011b p\u0159\u00edli\u0161 mal\u00e9 a pen\u00edze nemaj\u00ed tu samou hodnotu po neur\u010ditou dobu.  Hodnota se pohybuje \u0158ekn\u011bme, \u017ee investujete 5 000 korun, co\u017e je maxim\u00e1ln\u00ed \u010d\u00e1stka, pokud nejste superinvestor \u010di podobn\u00fd v\u00fdmysl. A proto\u017ee chcete po\u0159\u00e1dn\u00fd \u00farok, ale zase \u017e\u00e1dn\u00fd zbyte\u010dn\u00fd risk, d\u00e1te je na zlat\u00fd st\u0159ed, to znamen\u00e1 z\u00faro\u010den\u00ed n\u011bkde kolem 15 % a v\u011bt\u0161\u00ed jistotu, \u017ee se v\u00e1m pen\u00edze v\u016fbec vr\u00e1t\u00ed. Ka\u017ed\u00fd rok tedy budete m\u00edt 15 % z \u010d\u00e1stky 5 000 korun, co\u017e d\u011bl\u00e1 n\u011bjak\u00fdch 750 korun ro\u010dn\u011b. Cel\u00e1 p\u016fj\u010dka je rozlo\u017een\u00e1 na spl\u00e1tky do 6 let. To znamen\u00e1, \u017ee za \u0161est let si p\u0159ijdeme alespo\u0148 na pr\u016fm\u011brn\u00fd zisk. Ale to je za \u0161est let. Za takovou dobu se m\u016f\u017ee st\u00e1t spousta v\u011bc\u00ed, kter\u00e9 logicky nem\u016f\u017eeme p\u0159edv\u00eddat, ale stanou se. Nap\u0159\u00edklad neust\u00e1le rostouc\u00ed inflace. Tedy hodnota vlo\u017een\u00fdch pen\u011bz a o\u010dek\u00e1v\u00e1ny zisk v tom roce vlo\u017en\u00ed nebude zas takov\u00e9 terno za \u0161est let, pokud inflace poroste nad\u00e1le.  Jak tedy investovat Nejlep\u0161\u00ed by bylo m\u00edt co nejv\u011bt\u0161\u00ed \u00farok a p\u016fj\u010dku splacenou do p\u00e1r let, v\u00edc u\u017e se to nevyplat\u00ed. A pokud bychom se bavili o m\u011bs\u00ed\u010dn\u00edm v\u00fdd\u011blku, kter\u00fd se vyrovn\u00e1 platu v pr\u00e1ci, alespo\u0148 tedy minim\u00e1ln\u00ed mzd\u011b, museli bychom investovat n\u011bco m\u00e1lo kolem 5 milion\u016f korun, aby m\u011bs\u00ed\u010dn\u00ed v\u00fdd\u011blek byl \u201evy\u017eiteln\u00fd\u201c. Za p\u0159edpokladu tedy, \u017ee t\u011bch p\u011bt mili\u00f3n\u016f m\u00e1me, bychom se mo\u017en\u00e1 m\u011bli p\u0159ece jen porozhl\u00e9dnout po n\u011b\u010dem lukrativn\u011bj\u0161\u00edm. Ale pokud chcete jen tak experimentovat a vid\u011bt alespo\u0148 mal\u00fd v\u00fdd\u011blek, tak m\u016f\u017eete i P2P zkusit.                                                                                                                                                                                                                                                                                                                                                                                         4.7\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Inflace, stovky a roky","item":"https:\/\/www.michnov.cz\/inflace-stovky-a-roky\/#breadcrumbitem"}]}]